If you want to reduce the possibility of being overcharged, and be prepared for it if it happens, keep these tips in mind. The longer you wait, the harder it will be to get a refund. You can contact the restaurant and explain your mistake, and ask for a correction.ĭepending on the amount you tipped and how friendly the restaurant manager is, this can have mixed results. Overtipping, such as by adding an extra zero to the tip amount, isn’t hard to do, so you should double check every time you fill out a receipt to make sure you’re tipping the right amount. If you’re charged more than you expected because you accidentally overtipped, the process is a little different. If a pattern of card overcharges at a specific restaurant emerges, the police may take notice and investigate. This can help your case when you’re working with a card issuer to get a refund.Īnother benefit of filing a report is that it creates a paper record of the overcharge. If you feel you were overcharged fraudulently, meaning that the restaurant did so intentionally with the hope to make more money off you, file a police report.įiling a report creates an official record that you feel that you were wronged. Informing your card issuer is an especially effective way to get the overcharge refunded. Other issuers will require that you produce a copy of the receipt to get a refund. Though policies differ by card issuer, many will refund the disputed amount without much trouble. Once you contact the card issuer, they will reach out to the restaurant on your behalf to figure everything out. ![]() Your card issuer will probably require that you work with the restaurant yourself before stepping in on your behalf. If you’re unable to resolve the issue by working with the restaurant, contact your credit card issuer.īecause of how common restaurant overcharges are, card issuers are willing to help you deal with the problem.Įxplain the situation to the card issuer’s representative and make sure to mention the efforts you made to resolve the issue with the restaurant. This can improve your chances of getting the overcharge refunded. It’s harder to avoid a conversation in person, and you can offer to show the manager a copy of the receipt to support your case. ![]() If you can’t reach a manager over the phone, or feel like you’re getting the runaround, visit the restaurant in person. Most restaurant managers will be happy to help you sort out the issue. Provide as much information as you can, including when you visited, what you ordered, the amount you expected to be charged, and how much you were actually charged. You should call as soon as you notice the incorrect charge.Īsk to speak to a manager and explain the situation. Restaurants are incredibly busy places and it’s very easy for a mistake to cause your card to be charged incorrectly. The first action you should take is to call the restaurant that overcharged your card. Comprehensive Coverage Options Ways to Lock in Lower Homeowners Insurance Premiums How to Choose the Right Life Insurance Policy Compare the Different Types of Health Insurance Plans Popular Reviews Progressive GEICO State Farm AIG Allstate Banking Best Products Best Savings Accounts Best Checking Accounts Best CD Rates Best Money Market Accounts Best Business Checking Accounts Best Student Checking Accounts Calculate Checking Accounts 101 Emergency Savings Calculator Compare Savings Account Rates CD Rates Checking Accounts Personal Loans Best Products Best Personal Loans Best Debt Consolidation Loans Best Home Improvement Loans Best Medical Expenses Loans Calculators & Guides Personal Loans Calculator Guide to Personal Loans Guide to Refinancing Student Loans How to Consolidate Credit Card Debt Popular Reviews Upstart Payoff Sofi Lending Club Credit Cards Best Products Best Credit Cards Best Travel Cards Best Cash Back Cards Best 0% APR Credit Cards Best Rewards Cards Best Travel Cards Best Business Credit Cards Best Low Interest Cards Best Secured Cards Best Student Cards Read & Learn Credit Cards 101 Credit Score 101 Balance Transfer Guide Credit card bonus offers Popular Reviews Chase Ink Business Preferred Card Chase Sapphire Preferred® Citi Double Cash Card Chase Sapphire Reserve American Express Platinum Card Investing Best Products Where to Invest Money Best Brokerages Best Robo Advisors Read & Learn Investing 101 How to Buy First Stock How to Invest in Mutual Funds How to Pick a Financial Advisor How Much to Save for Retirement Popular Reviews Betterment Merill Edge Wealthfront Insurance Best Products Best Auto Insurance Best Home Insurance Best Life Insurance Best Health Insurance Read & Learn Figure Out How Much Auto Coverage You Need Collision vs.
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